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HEAVEN
Senior Otaku
Age: 42
Gender: 
Joined: 03 Oct 2002 |
 Posted: Thu Nov 16, 2006 12:33 pm Post subject: SCARY THOUGHT! |
What do you do if someone steals your identity. What steps do you take to getting your life back to normal? How would you go on after your life has been ruined. Ayone know someone that this happen to or had it happen to them. Just a thought that poped in my head and kinda freaked me out.
So enjoy the rest of your day. |
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Level 8 |
EXP: 5192
HP: 2010
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STR: 870
END: 570
ACC: 860
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Sweep the leg (Mace)
(275 - 435) |
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Tobias
*explodes*
Age: 38
Gender:
Joined: 17 Jan 2003 |
| Posted: Thu Nov 16, 2006 12:44 pm Post subject: |
well, if far-gone enough, i'd say you're pretty screwed, and its your own fault if it happens.
My opinion (I have no stated claims or info on this) is that people's own errors are the reason why these things happen. You need to be careful with what you put your Social security number on, as well as any number. I know im pretty crazy when it comes to the FAFSA information, since it requires lots of info i'd rather not be giving out.
Just remember...don't be dumb with your identity, and no one can steal it.
*explodes*
That is all |
_________________
I am not afraid to die today
Nor afraid of what Death will bring.
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Wins 112 - Losses 110
Level 16 |
EXP: 535
HP: 3000
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STR: 1000
END: 1000
ACC: 1000
AGI: 1000
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Eden (Sword)
(475 - 475) |
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BK
undefined
Gender:
Joined: 20 Oct 2006 |
| Posted: Thu Nov 16, 2006 12:50 pm Post subject: |
Identity theft is easier to accomplish than you think, Tobs. Purchasing online can result in a form ID theft. I have what's called a cochlear implant and have to special order my batteries so that I'm not stuck with enegizers or duracels that only last a few hours. Someone hacked the companies computer and was able to get to all the credit card information. Who knows what they're buying and with who's credit card.
In a case like this, you'd cancel the credit card (and change any accounts that the card was attached to). Credit card companies are usually pretty good about working with you to protect your credit. Mostly because they want to make sure they're not losing their money as well.
Your SSN is a completely different matter and I'm not sure what to do in a case like that. |
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Wins 29 - Losses 27
Level 9 |
EXP: 5454
HP: 2335
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STR: 785
END: 775
ACC: 885
AGI: 855
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The Toy (Mace)
(255 - 485) |
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Ming
DOOM!
Gender:
Joined: 13 Jan 2003 |
| Posted: Thu Nov 16, 2006 1:04 pm Post subject: |
| BK wrote: | | In a case like this, you'd cancel the credit card (and change any accounts that the card was attached to). Credit card companies are usually pretty good about working with you to protect your credit. Mostly because they want to make sure they're not losing their money as well. |
Exactly. A minor case of this happened to my father a couple of years ago, and the credit card company was very helpful in remedying the situation. And while I'm not a big fan of credit card companies for other reasons, they have recognized the growing threat of identity theft and have been making great strides in trying to combat it through increased security, and by carefully monitoring accounts for statistically "different" purchases. They understand that identity theft is a problem that hurts both the consumers as well as themselves.
| BK wrote: | | Your SSN is a completely different matter and I'm not sure what to do in a case like that. |
I think this just comes down to being extra careful and aware of what you put your SSN on. I recently filled out an job application online that asked me to put down my SSN as a means of acknowledging that all the information I had given was factual. I did not put my number down, and would have gladly passed the job opportunity up if it had become an issue that they pressed, which they did not.
Getting back to the original question, I think that if someone gets your credit card numbers or bank information, it's as easy as informing your credit card companies and/or bank, who will then take the neccesary actions to remedy the situation. If it goes further than that, I think the best course of action would be to inform the proper authorities that you believe your identity has been stolen. I would say just call the police first, who would then probably be able to direct you to the proper channel for help. In today's day and age with the threat of this on the rise, I am sure that there are special government investigative groups in place to fight this problem. |
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Spinning around and being graceful looks cool, but then someone comes along and cuts something off, and the fight is over.
Official UP lover!
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Wins 41 - Losses 44
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EXP: 5223
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Equitas (Sword)
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FawkesFyre
Saving the World, one Kitty at a Time
Age: 46
Gender: 
Joined: 28 Sep 2006 |
| Posted: Thu Nov 16, 2006 2:25 pm Post subject: |
The short version to this:
Call the bank
Call your Credit card companies
Call Equifax
Call the DMV
If you have a car or a house, call the loan office.
and contact any other group that deals with your financials |
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Wins 65 - Losses 76
Level 16 |
EXP: 4304
HP: 3233
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The Fyresaw of Fiery Feathered Fury (F^4) (Saw)
(225 - 725) |
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HEAVEN
Senior Otaku
Age: 42
Gender:
Joined: 03 Oct 2002 |
| Posted: Thu Nov 16, 2006 3:33 pm Post subject: |
It is just a thought because i was looking at a check stub from work and just all the info that was on it. SSN,Hourly wage, they could fill out a pretty accurate credit card app. an screw you over. I was just wondering how you bounce back after that? I know it won't be quick....And how do you find out it happened? HOLY CRAP! Now i freaked myself out more. |
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Wins 18 - Losses 32
Level 8 |
EXP: 5192
HP: 2010
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STR: 870
END: 570
ACC: 860
AGI: 900
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Sweep the leg (Mace)
(275 - 435) |
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BK
undefined
Gender:
Joined: 20 Oct 2006 |
| Posted: Thu Nov 16, 2006 3:42 pm Post subject: |
I don't know who your employeer is, but Best Buy is pretty good at having only the last 4 digits of your SSN. |
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Wins 29 - Losses 27
Level 9 |
EXP: 5454
HP: 2335
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STR: 785
END: 775
ACC: 885
AGI: 855
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The Toy (Mace)
(255 - 485) |
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Chibi Knight
Wouldn't you like to know
Age: 49
Gender:
Joined: 15 Sep 2002 |
| Posted: Thu Nov 16, 2006 3:43 pm Post subject: |
| Tobs wrote: | | Just remember...don't be dumb with your identity, and no one can steal it. |
*takes Tobs hat and runs around wearing it*
Hello everyone, I'm Tobias. I like to asplode.
Take that SUCKA!
*hands Tobs his hat back and goes back to work* |
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Wins 41 - Losses 35
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Hiryuu (Partisan)
(340 - 400) |
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Zinka
Otaku Knight
Gender:
Joined: 28 Sep 2004 |
| Posted: Thu Nov 16, 2006 6:43 pm Post subject: |
Hmmm.
I remember a few years ago someone from my moms office was stealing peoples credit cards. She was using them to buy shoes I think. In the end, it wasnt like everyone noticed right away...and bye the time they found out their credit cards had been stolen serious damage was done. Because, despit the fact that they were stolen and the companies understood that, it still damages your credit, if I'm not mistaken. This of course, was bad for my mom and Im pretty sure she still has some credit issues resulting from the incident.
They did end up figuring out who it was because the woman stealing the cards actually started wearing her purchases to work. Apparently she was older...maybe a little off. |
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